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Your monthly instalment, how much of it is interest, and a year-by-year repayment schedule — then convert between the area units Indian listings use.

EMI calculator

Drag the sliders or type a figure. Everything below updates as you go.

Loan amount₹

₹1,00,000₹2,00,00,000

Rate of interest (p.a.)%

0.5%20%

Loan tenureyr

1 yr30 yr

Principal₹92,00,000 · 48%Interest₹99,61,537 · 52%

From Sep 2026 · tap a year for months

YearPrincipalInterestBalance

2026₹59,319₹2,60,040₹91,40,681

Month	Principal	Interest	Balance
Sep 2026	₹14,673	₹65,167	₹91,85,327
Oct 2026	₹14,777	₹65,063	₹91,70,550
Nov 2026	₹14,882	₹64,958	₹91,55,668
Dec 2026	₹14,987	₹64,853	₹91,40,681

2027₹1,88,344₹7,69,733₹89,52,337

Month	Principal	Interest	Balance
Jan 2027	₹15,093	₹64,746	₹91,25,588
Feb 2027	₹15,200	₹64,640	₹91,10,388
Mar 2027	₹15,308	₹64,532	₹90,95,080
Apr 2027	₹15,416	₹64,423	₹90,79,664
May 2027	₹15,525	₹64,314	₹90,64,138
Jun 2027	₹15,635	₹64,204	₹90,48,503
Jul 2027	₹15,746	₹64,094	₹90,32,757
Aug 2027	₹15,858	₹63,982	₹90,16,899
Sep 2027	₹15,970	₹63,870	₹90,00,929
Oct 2027	₹16,083	₹63,757	₹89,84,846
Nov 2027	₹16,197	₹63,643	₹89,68,649
Dec 2027	₹16,312	₹63,528	₹89,52,337

2028₹2,04,992₹7,53,085₹87,47,345

Month	Principal	Interest	Balance
Jan 2028	₹16,427	₹63,412	₹89,35,909
Feb 2028	₹16,544	₹63,296	₹89,19,366
Mar 2028	₹16,661	₹63,179	₹89,02,705
Apr 2028	₹16,779	₹63,061	₹88,85,926
May 2028	₹16,898	₹62,942	₹88,69,028
Jun 2028	₹17,017	₹62,822	₹88,52,011
Jul 2028	₹17,138	₹62,702	₹88,34,873
Aug 2028	₹17,259	₹62,580	₹88,17,613
Sep 2028	₹17,382	₹62,458	₹88,00,232
Oct 2028	₹17,505	₹62,335	₹87,82,727
Nov 2028	₹17,629	₹62,211	₹87,65,098
Dec 2028	₹17,754	₹62,086	₹87,47,345

2029₹2,23,112₹7,34,965₹85,24,233

Month	Principal	Interest	Balance
Jan 2029	₹17,879	₹61,960	₹87,29,465
Feb 2029	₹18,006	₹61,834	₹87,11,459
Mar 2029	₹18,134	₹61,706	₹86,93,326
Apr 2029	₹18,262	₹61,578	₹86,75,064
May 2029	₹18,391	₹61,448	₹86,56,672
Jun 2029	₹18,522	₹61,318	₹86,38,151
Jul 2029	₹18,653	₹61,187	₹86,19,498
Aug 2029	₹18,785	₹61,055	₹86,00,713
Sep 2029	₹18,918	₹60,922	₹85,81,795
Oct 2029	₹19,052	₹60,788	₹85,62,743
Nov 2029	₹19,187	₹60,653	₹85,43,556
Dec 2029	₹19,323	₹60,517	₹85,24,233

2030₹2,42,833₹7,15,244₹82,81,400

Month	Principal	Interest	Balance
Jan 2030	₹19,460	₹60,380	₹85,04,773
Feb 2030	₹19,598	₹60,242	₹84,85,176
Mar 2030	₹19,736	₹60,103	₹84,65,439
Apr 2030	₹19,876	₹59,964	₹84,45,563
May 2030	₹20,017	₹59,823	₹84,25,546
Jun 2030	₹20,159	₹59,681	₹84,05,387
Jul 2030	₹20,302	₹59,538	₹83,85,086
Aug 2030	₹20,445	₹59,394	₹83,64,640
Sep 2030	₹20,590	₹59,250	₹83,44,050
Oct 2030	₹20,736	₹59,104	₹83,23,314
Nov 2030	₹20,883	₹58,957	₹83,02,431
Dec 2030	₹21,031	₹58,809	₹82,81,400

Indicative only. Final amounts depend on your bank’s terms.

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