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Your monthly instalment, how much of it is interest, and a year-by-year repayment schedule — then convert between the area units Indian listings use.

EMI calculator

Drag the sliders or type a figure. Everything below updates as you go.

Loan amount₹

₹1,00,000₹2,00,00,000

Rate of interest (p.a.)%

0.5%20%

Loan tenureyr

1 yr30 yr

Principal₹1,48,00,000 · 48%Interest₹1,60,25,081 · 52%

From Sep 2026 · tap a year for months

YearPrincipalInterestBalance

2026₹95,426₹4,18,325₹1,47,04,574

Month	Principal	Interest	Balance
Sep 2026	₹23,605	₹1,04,833	₹1,47,76,395
Oct 2026	₹23,772	₹1,04,666	₹1,47,52,624
Nov 2026	₹23,940	₹1,04,498	₹1,47,28,684
Dec 2026	₹24,110	₹1,04,328	₹1,47,04,574

2027₹3,02,989₹12,38,265₹1,44,01,585

Month	Principal	Interest	Balance
Jan 2027	₹24,280	₹1,04,157	₹1,46,80,294
Feb 2027	₹24,452	₹1,03,985	₹1,46,55,841
Mar 2027	₹24,626	₹1,03,812	₹1,46,31,216
Apr 2027	₹24,800	₹1,03,638	₹1,46,06,415
May 2027	₹24,976	₹1,03,462	₹1,45,81,440
Jun 2027	₹25,153	₹1,03,285	₹1,45,56,287
Jul 2027	₹25,331	₹1,03,107	₹1,45,30,956
Aug 2027	₹25,510	₹1,02,928	₹1,45,05,446
Sep 2027	₹25,691	₹1,02,747	₹1,44,79,755
Oct 2027	₹25,873	₹1,02,565	₹1,44,53,882
Nov 2027	₹26,056	₹1,02,382	₹1,44,27,826
Dec 2027	₹26,241	₹1,02,197	₹1,44,01,585

2028₹3,29,770₹12,11,484₹1,40,71,815

Month	Principal	Interest	Balance
Jan 2028	₹26,427	₹1,02,011	₹1,43,75,159
Feb 2028	₹26,614	₹1,01,824	₹1,43,48,545
Mar 2028	₹26,802	₹1,01,636	₹1,43,21,743
Apr 2028	₹26,992	₹1,01,446	₹1,42,94,750
May 2028	₹27,183	₹1,01,254	₹1,42,67,567
Jun 2028	₹27,376	₹1,01,062	₹1,42,40,191
Jul 2028	₹27,570	₹1,00,868	₹1,42,12,621
Aug 2028	₹27,765	₹1,00,673	₹1,41,84,856
Sep 2028	₹27,962	₹1,00,476	₹1,41,56,894
Oct 2028	₹28,160	₹1,00,278	₹1,41,28,735
Nov 2028	₹28,359	₹1,00,079	₹1,41,00,375
Dec 2028	₹28,560	₹99,878	₹1,40,71,815

2029₹3,58,919₹11,82,335₹1,37,12,896

Month	Principal	Interest	Balance
Jan 2029	₹28,762	₹99,675	₹1,40,43,053
Feb 2029	₹28,966	₹99,472	₹1,40,14,086
Mar 2029	₹29,171	₹99,266	₹1,39,84,915
Apr 2029	₹29,378	₹99,060	₹1,39,55,537
May 2029	₹29,586	₹98,852	₹1,39,25,951
Jun 2029	₹29,796	₹98,642	₹1,38,96,155
Jul 2029	₹30,007	₹98,431	₹1,38,66,149
Aug 2029	₹30,219	₹98,219	₹1,38,35,929
Sep 2029	₹30,433	₹98,004	₹1,38,05,496
Oct 2029	₹30,649	₹97,789	₹1,37,74,847
Nov 2029	₹30,866	₹97,572	₹1,37,43,981
Dec 2029	₹31,085	₹97,353	₹1,37,12,896

2030₹3,90,644₹11,50,610₹1,33,22,252

Month	Principal	Interest	Balance
Jan 2030	₹31,305	₹97,133	₹1,36,81,592
Feb 2030	₹31,527	₹96,911	₹1,36,50,065
Mar 2030	₹31,750	₹96,688	₹1,36,18,315
Apr 2030	₹31,975	₹96,463	₹1,35,86,340
May 2030	₹32,201	₹96,237	₹1,35,54,139
Jun 2030	₹32,429	₹96,008	₹1,35,21,710
Jul 2030	₹32,659	₹95,779	₹1,34,89,051
Aug 2030	₹32,890	₹95,547	₹1,34,56,160
Sep 2030	₹33,123	₹95,314	₹1,34,23,037
Oct 2030	₹33,358	₹95,080	₹1,33,89,679
Nov 2030	₹33,594	₹94,844	₹1,33,56,085
Dec 2030	₹33,832	₹94,606	₹1,33,22,252

Indicative only. Final amounts depend on your bank’s terms.

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